Margin Lending
Margin lending allows you to borrow funds against the value of your existing securities portfolio to increase your investment capacity. This facility is ideal for investors who want to capitalize on shortterm market opportunities without liquidating their existing holdings.
How Margin Lending Works
You pledge eligible listed securities held in your Demat account as collateral. Based on the loan-tovalue (LTV) ratio approved by SEBON, we extend a credit facility that you can use to purchase additional securities on NEPSE. Interest is charged only on the utilized portion of the margin facility.
Key Features
- Borrow against your existing NEPSE-listed equity holdings
- Competitive interest rates with fully transparent terms and conditions
- SEBON-regulated LTV ratios for eligible scrips
- Dedicated margin account management and proactive margin call notifications
- Flexible repayment — repay anytime by selling securities or depositing cash
Important Note
Margin lending amplifies both potential gains and potential losses. We strongly recommend that clients consult our relationship managers before utilizing this facility and ensure they have a clear repayment strategy in place before entering any margin position.
